Livingston Public Library: Money Smart Reads for Financial Literacy Month 2022

April 21, 2022

In 2022, the month of April will be recognized as National Financial Literacy Month for its 19th year. Financial literacy is having both the knowledge and skills to manage your personal and household finances to set and achieve meaningful goals.

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The New Jersey Department of Treasury very recently launched a free financial wellness platform for all adult residents of the state, NJ FinLIT.

This platform offers dynamic tools and courses, providing a highly personalized and interactive learning experience, including the Your Money PersonalityTM financial behavior assessment, which analyzes each user’s financial “personality”. The site is compatible with Google Translate to provide information in several languages. The platform also offers:

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Personal finance books can help you brush up on the basics of personal finance – how to manage and pay off debt, pay for your education, plan for retirement, how to invest, budgeting tips and more – and can help you become wiser, more directed and more. confident in managing your finances and growing your money to achieve your goals.

Here are some of the latest titles from our collection covering a wide range of personal finance topics, which provide the latest advice, tips and information to help you with your money management skills. Some titles were on order at the time of printing.

The Anxious Investor: Mastering the Mental Game of Investing by Scott Nations

An eye-opening new guide to building wealth amid stock market crashes and uncertain economic conditions, drawing on financial modeling, behavioral psychology and market history to offer practical advice for everyday investors.

Balance: How to Invest and Spend for Happiness, Health and Wealth by Andrew Hallam

Hallam demonstrates how you can maximize your income for maximum happiness by investing responsibly and living your values. It shows you how to enjoy life more and stress less, and how to use money to care for the environment and help your children succeed, while defining “success” in a way that works for you. Balance results when your money, connection, health, and purpose are all aligned.

Bitcoin and blockchain basics: an introduction to cryptocurrencies and the technology that powers them by Anthony Lewis

Gain an understanding of a wide range of Bitcoin topics, including the history of Bitcoin, the Bitcoin blockchain, and buying, selling, and mining Bitcoin. Find out how payments are made and how to value cryptocurrencies and digital tokens. Learn about blockchain technology, find reliable and balanced information on Bitcoin investing and investing in other cryptocurrencies, and more.

The Bogleheads’ Guide to Investing by Mel Lindauer

A do-it-yourself manual that embraces the wise investment wisdom of John C. Bogle. This witty and wonderful book offers contrarian advice that is the first step on the road to investment success, illustrating how relying on the typical “common sense” promoted by Wall Street is meant to make you poorer. It includes new information about Roth IRAs and backdoor ETFs as traditional buy-and-hold investments, property taxes and donations, as well as changes to laws regarding traditional IRAs and Roths, and 401k and 403b retirement plans.

The Elements of Investing: Easy Lessons for Every Investor by Burton Gordon Malkiel

Investing legends Malkiel and Charles D. Ellis deliver simple, digestible lessons on the rules and principles of investing you must follow to mitigate risk and achieve long-term success in the markets.

Estate planning basics by Denis Clifford

Covers the basics of estate planning, including wills, trusts, and health care guidelines. It prepares readers to begin planning their estate, with or without a lawyer.

Finance For The People: Master your finances by Paco De Leon

De Leon, founder of financial firm Hell Yeah Group, debuts a quick guide to “seeing your relationship with money in a new light.” It begins by explaining “why we are weird” about money (classism plus confusion plus “limiting beliefs”), then goes into the basics of personal finance, offering an introduction to saving (aim for 10% of take home pay) , investment (while it’s a daunting concept, “feeling out of place has its perks”) and credit scores (“Yes, kids, just like with social media, we are the proceeds. Surprise!”), debt and more . Often amusing drawings help illustrate the points, and De Leon’s playful tone pairs well with his practical advice.

Financial Adulting: Everything you need to know and do to be a financially confident and aware adult by Ashley Feinstein Gerstley

From budgeting and consumer activism to investing for retirement and paying off debt, you’ll learn everything you need to know and do to be a financially savvy adult.

Investing explained: the accessible guide to building an investment portfolio by Matthew Partridge

Maximize your chances of investing success with this accessible, cost-effective guide that lifts the curtain to put you on a level playing field with the pros — and shows where the pros can go wrong. Gain insight into behavioral psychology (and how you can profit from the irrational behavior of others), advice on fintech apps and cryptocurrencies, and the impact of a political or economic crisis on your investments.

Miss Independent: A simple 12-step plan to start investing and building your own wealth by Nicole Lapin

From automating your savings to easy and stress-free investment strategies, Nicole will teach you how to take your financial knowledge and portfolio to the next level and start your journey to your ultimate destination: true financial independence.

Money Magic: An Economist’s Secrets to More Money, Less Risk, and a Better Life by Laurence Kotlikoff

Kotlikoff, professor of economics at Boston University, offers an accessible guide to sound financial decision-making based on the principle that “even the most responsible, prudent, financially well-educated, and psychologically balanced people make major mistakes. “when it comes to managing their finances. finance. Advice comes for such tricky but critical life choices, including deciding when to retire (plan with “the oldest age you could live in” in mind), whether to borrow for college (don’t, he advises) and how to handle divorce. (do “a cost-benefit analysis of divorce”).

1001 Ways to Pay for College: Strategies to Maximize College Savings, Financial Aid, Scholarships, and Grants by General S. Tanabe

A resource for college students and their parents on college financial aid, scholarships, loans, and grants. Provides strategies for finding and earning scholarships, tax credits, applying for more financial aid, saving, canceling a student loan, applying for financial aid, state financial aid, military service, mature students , graduate students and internships.

Archana, Adult Services and Acquisitions Librarian

This press release was produced by Livingston Public Library. The opinions expressed here are those of the author.

Sarah J. Greer