Financial Analysis: Sberbank of Russia (OTCMKTS:SBRCY) vs. German American Bancorp (NASDAQ:GABC)


Sberbank of Russia (OTCMKTS:SBRCY – Get Rating) and German American Bancorp (NASDAQ:GABC – Get Rating) are both finance companies, but which is the better stock? We’ll compare the two companies based on the strength of their earnings, dividends, institutional ownership, risk, profitability, analyst recommendations and valuation.

Institutional and insider ownership

0.1% of Sberbank of Russia shares are held by institutional investors. By comparison, 43.0% of German American Bancorp’s shares are held by institutional investors. 6.7% of German American Bancorp shares are held by insiders. Strong institutional ownership indicates that large fund managers, endowments, and hedge funds believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations and price targets for Sberbank of Russia and German American Bancorp, as provided by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Sberbank of Russia 1 0 2 0 2.33
German-American Bancorp 0 0 0 0 N / A

Profitability

This table compares net margins, return on equity and return on assets of Sberbank of Russia and German American Bancorp.

Net margins Return on equity return on assets
Sberbank of Russia 40.80% 21.45% 2.97%
German-American Bancorp 36.61% 13.02% 1.55%

Volatility and risk

Sberbank of Russia has a beta of 1.7, suggesting its stock price is 70% more volatile than the S&P 500. In comparison, German American Bancorp has a beta of 0.65, suggesting its stock price is 35% less volatile than the S&P 500.

Benefits and evaluation

This table compares the revenue, earnings per share and valuation of Sberbank of Russia and German American Bancorp.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Sberbank of Russia $49.52 billion 0.06 $16.97 billion N / A N / A
German-American Bancorp $229.84 million 4.57 $84.14 million $3.18 11.23

Sberbank of Russia has higher revenues and profits than German American Bancorp.

Dividends

Sberbank of Russia pays an annual dividend of $0.85 per share and has a dividend yield of 163.5%. German American Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 2.6%. German American Bancorp pays 28.9% of its profits as a dividend. German American Bancorp has increased its dividend for 10 consecutive years.

Summary

Sberbank of Russia beats German American Bancorp on 9 out of 13 factors compared between the two stocks.

About Sberbank of Russia (Get an evaluation)

Sberbank of Russia, together with its subsidiaries, provides banking products and services for businesses and individuals, small businesses, corporations and financial institutions. The company offers deposit products; retirement accounts; payment, transfer, brokerage and asset management services; auto, home, school and consumer loans; mortgages; debit and credit cards and overdraft service; and refinancing products. It also provides derivatives, financial instruments, foreign exchange, precious metals, corporate structured products, commodities and securities, as well as debt and capital markets financing services, documentaries and other commission services. In addition, it offers life, property, credit card, accident, liability, fiduciary, investment and universal life, travel and mutual fund insurance products, as well as individual pension plans and retirement programs. business. In addition, the company provides business bank accounts, a platform for exporters and importers, merchant acquiring and international trade services, as well as corporate cards for small businesses; and loans, investment products and capital market services, fund investment services and banking services for corporate clients. It also provides trade finance, interbank lending, currency hedging and treasury services; deposits, custodial services and electronic trading systems; and settlement and collection services to financial institutions. As of December 31, 2020, the company operated 11 regional banks and 14,162 branches in Russia. The company is also present in 18 countries internationally. Sberbank of Russia was founded in 1841 and is headquartered in Moscow, Russia.

About German American Bancorp (Get an evaluation)

German American Bancorp, Inc. operates as a bank holding company for German American Bank which provides retail and commercial banking services. The Company operates through three segments: Core Banking, Wealth Management Services and Insurance Operations. The Core Banking segment accepts deposits from the general public; and issues consumer, commercial and agricultural, commercial and agricultural real estate and residential mortgages, as well as sells residential mortgages in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage and retirement planning services. The Insurance Operations segment provides a range of property and casualty insurance products to individuals and businesses. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 Kentucky counties. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.



Get news and reviews for Sberbank of Russia Daily – Enter your email address below to receive a concise daily summary of breaking news and analyst notes for Sberbank of Russia and related companies with MarketBeat.com’s free daily email newsletter.

Sarah J. Greer